my 19 year old son is on my health insurance who is responsible for any difference

 In the context of health insurance, the responsibility for any differences in terms of costs, deductibles, copayments, and coverage may depend on various factors, including the specific terms of your health insurance plan, your son's age, and any applicable laws or regulations. Here's a general breakdown:

AspectResponsibility
Health Insurance CoverageYou, as the policyholder, are responsible for selecting and maintaining the health insurance plan that covers your son.
PremiumsTypically, you are responsible for paying the premiums for the health insurance plan.
DeductiblesYou may be responsible for meeting the deductible amount before insurance coverage kicks in for certain medical expenses.
Copayments/CoinsuranceBoth you and your son may share responsibility for copayments or coinsurance, depending on the terms of the plan.
Coverage DetailsYou should review the health insurance plan documents to understand the specific coverage details and any limitations.
Legal ObligationsYour son may be legally responsible for understanding and following the terms of the insurance plan, especially if he's an adult.

It's important to consult with your health insurance provider or review your policy documents for precise information on how your coverage works and who is responsible for different aspects of the plan. Additionally, consider discussing any questions or concerns with your insurance provider to ensure you have a clear understanding of your policy and its implications.

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